Pradhan Mantri Matru Vandana Yojana (PMMVY): Benefits, Eligibility, Documents and How to Apply

Pradhan Mantri Matru Vandana Yojana (PMMVY) is a Government of India maternity benefit scheme designed to provide financial assistance to eligible pregnant women and lactating mothers.

The scheme aims to provide partial compensation for wage loss and encourage women to seek appropriate health and nutrition services during pregnancy and after childbirth.

Under the current PMMVY 2.0 provisions, eligible beneficiaries can receive financial assistance for the first living child and, subject to the scheme conditions, for the second child when the second child is a girl.

What is Pradhan Mantri Matru Vandana Yojana?

Pradhan Mantri Matru Vandana Yojana, commonly known as PMMVY, is a maternity benefit programme of the Government of India under the Ministry of Women and Child Development.

The scheme was launched across India from 1 January 2017. It is implemented under the provisions of the National Food Security Act, 2013.

PMMVY provides cash incentives to eligible women to support their health and nutrition during pregnancy and after delivery and to compensate partially for wage loss associated with pregnancy and childbirth.

Objectives of PMMVY

The main objectives of Pradhan Mantri Matru Vandana Yojana are to provide financial support to eligible pregnant and lactating women and encourage healthy practices during pregnancy and after childbirth.

Provide partial compensation for wage loss.
Encourage women to take adequate rest before and after childbirth.
Promote registration of pregnancy.
Encourage antenatal check-ups.
Promote institutional and appropriate healthcare practices.
Encourage timely child birth registration.
Promote completion of the child's first cycle of immunization.
Support better health and nutrition outcomes for mothers and children.

PMMVY 2.0 Benefits

Under the current PMMVY 2.0 provisions, eligible women can receive financial assistance according to the order of childbirth and the applicable scheme conditions.

Child	Benefit	Payment Structure
First living child	₹5,000	Two instalments
Second child, if girl	₹6,000	Single instalment

The benefit is transferred through Direct Benefit Transfer (DBT) to the eligible beneficiary's Aadhaar-linked bank or post office account, subject to the applicable verification and payment requirements.

PMMVY Benefit for the First Child

For the first living child, the total PMMVY benefit is ₹5,000.

The benefit is provided in two instalments after the beneficiary satisfies the prescribed conditions.

First Instalment

The first instalment of ₹3,000 is provided after registration of pregnancy and completion of at least two antenatal check-ups (ANC), preferably within six months from the Last Menstrual Period (LMP), according to the applicable scheme conditions.

Second Instalment

The second instalment of ₹2,000 is provided after the birth of the child has been registered and the child has completed the first cycle of universal immunization up to 14 weeks, subject to the prescribed conditions.

PMMVY Benefit for the Second Child

PMMVY 2.0 introduced a benefit for the second child if the second child is a girl.

Eligible beneficiaries can receive ₹6,000 in a single instalment after childbirth and completion of the prescribed conditions, including child birth registration and the first cycle of universal immunization up to 14 weeks.

This provision is intended to provide additional support to families and encourage the health, nutrition and well-being of girl children.

Who is Eligible for PMMVY?

PMMVY is intended to cover women belonging to socially, economically disadvantaged and marginalised sections of society.

According to the current official eligibility criteria, a woman can qualify if she falls under any of the prescribed categories.

Eligible Categories

Women belonging to Scheduled Castes (SC).
Women belonging to Scheduled Tribes (ST).
Women who are partially or fully disabled, subject to the prescribed criteria.
Women holding a BPL ration card.
Women who are beneficiaries under Pradhan Mantri Jan Arogya Yojana (PM-JAY) under Ayushman Bharat.
Women holding an e-Shram card.
Women farmers who are beneficiaries under PM-KISAN.
Women holding an MGNREGA Job Card.
Women whose net family income is less than ₹8 lakh per annum.
Pregnant and lactating Anganwadi Workers (AWWs), Anganwadi Helpers (AWHs) and ASHAs.
Women holding a ration card under the National Food Security Act (NFSA), 2013.
Other categories prescribed by the Central Government from time to time.

Age Eligibility Under PMMVY

The current prescribed age of an eligible beneficiary is generally between 18 years and 7 months and less than 55 years at the time of childbirth.

Applicants should verify the latest age and eligibility requirements before submitting an application.

Who May Not Be Eligible?

PMMVY is a targeted maternity benefit scheme and is not automatically available to every pregnant woman.

Eligibility depends on the prescribed categories and conditions.

Applicants should also check whether they are already receiving similar maternity benefits under another applicable law or government provision, as the scheme rules may restrict duplicate benefits in certain circumstances.

Documents Required for PMMVY

The applicant may need to provide identity, pregnancy, eligibility and banking-related documents during registration.

Commonly Required Documents

Aadhaar card of the beneficiary.
Aadhaar-linked or Aadhaar-mapped bank or post office account details.
Mobile number.
Eligibility proof.
Mother and Child Protection (MCP) Card or Reproductive and Child Health (RCH) information, where applicable.
Details of pregnancy and Last Menstrual Period (LMP).
Details of antenatal check-ups.
Child birth certificate or birth registration details, where applicable.
Child immunization details.
Relevant ration card, e-Shram card, MGNREGA Job Card, PM-KISAN or other eligibility document, depending on the category.

The exact documents required can depend on the applicant's eligibility category and current government requirements.

Is Aadhaar Required for PMMVY?

Aadhaar is mandatory for availing PMMVY benefits under the current scheme provisions.

Aadhaar-based verification and Aadhaar-linked payment arrangements are used to facilitate direct transfer of the approved benefit to the beneficiary.

Applicants should ensure that their Aadhaar and bank or post office account details are correctly linked and updated.

How to Apply for Pradhan Mantri Matru Vandana Yojana?

Eligible women can apply for PMMVY through the official PMMVY portal. An eligible beneficiary can also take assistance from the nearest Anganwadi Worker (AWW) or ASHA worker.

Step-by-Step PMMVY Online Application Process

Check whether you meet the current PMMVY eligibility requirements.
Keep your Aadhaar, bank or post office account and pregnancy-related documents ready.
Visit the official PMMVY portal.
Use the citizen registration or login facility available on the portal.
Enter the required personal and pregnancy details.
Provide the required eligibility information and supporting documents.
Enter bank or post office account details as required.
Submit the application.
Complete the prescribed verification process.
Track the application status through the available official system.
After approval, the eligible amount is transferred through DBT according to the applicable payment process.

Can Anganwadi Workers and ASHA Workers Help With PMMVY?

Yes. Anganwadi Workers and ASHA workers can assist eligible women with the PMMVY application process.

They can help beneficiaries enter the required information through the PMMVY portal or the designated mobile application and assist with the application process.

This facility can be particularly useful for women who have difficulty completing the online application themselves.

Can I Apply for PMMVY Myself?

Yes. The current PMMVY system provides a citizen self-registration facility.

An eligible woman can use the official PMMVY portal to submit her application directly. She can also seek assistance from an Anganwadi Worker or ASHA worker.

When Should PMMVY Application Be Submitted?

Beneficiaries should apply as early as possible after pregnancy registration and complete the prescribed conditions within the applicable timelines.

Under the current PMMVY provisions, a beneficiary can register in the PMMVY portal up to 270 days from childbirth, subject to the applicable rules and conditions.

Applicants should not wait until the last date because pregnancy registration, antenatal check-ups, childbirth registration and immunization conditions may need to be completed within prescribed timelines.

How is PMMVY Money Transferred?

Once the application is verified and approved, the benefit is transferred directly to the eligible beneficiary through Direct Benefit Transfer (DBT).

The payment is made to the beneficiary's Aadhaar-linked bank or post office account according to the prescribed payment process.

PMMVY and Janani Suraksha Yojana

PMMVY and Janani Suraksha Yojana (JSY) are separate government maternity-related schemes.

An eligible PMMVY beneficiary may also receive benefits under JSY after institutional delivery, according to the applicable JSY eligibility conditions.

The two schemes have different objectives and eligibility requirements, so beneficiaries should check the rules applicable to both programmes.

What Happens in Case of Miscarriage or Stillbirth?

According to the official PMMVY FAQ, in case of miscarriage or stillbirth, the beneficiary can be treated as a fresh beneficiary for a future pregnancy, subject to the applicable scheme conditions.

Women facing such circumstances should contact their Anganwadi Worker, ASHA worker or the relevant implementing authority for guidance on the next application.

PMMVY for the Second Girl Child

One of the important changes introduced under PMMVY 2.0 is the benefit for the second child when the second child is a girl.

Eligible beneficiaries can receive ₹6,000 in a single instalment after meeting the prescribed conditions.

The pregnancy must be registered and the required antenatal care, childbirth registration and child immunization conditions must be completed according to the scheme rules.

Important Conditions for PMMVY Benefits

For the First Child

Pregnancy registration is required.
At least two antenatal check-ups are required for the first instalment, preferably within six months from LMP.
Birth of the child must be registered for the second instalment.
The child must complete the first cycle of universal immunization up to 14 weeks for the second instalment.

For the Second Child if Girl

The second child must be a girl.
Pregnancy registration is required.
At least two antenatal check-ups are required according to the applicable conditions.
Birth of the child must be registered.
The child must complete the first cycle of universal immunization up to 14 weeks.

Benefits of Pradhan Mantri Matru Vandana Yojana

Financial assistance for eligible pregnant and lactating women.
Partial compensation for wage loss associated with pregnancy and childbirth.
Encourages timely antenatal check-ups.
Encourages pregnancy registration.
Promotes child birth registration.
Encourages completion of the child's initial immunization schedule.
Provides additional financial support when the second child is a girl, subject to eligibility.
Benefits are transferred through DBT.
Online self-registration is available through the official PMMVY system.
Anganwadi and ASHA workers can assist eligible women with applications.

Important Things to Know About PMMVY

PMMVY is a maternity benefit scheme of the Government of India.
The scheme is implemented under Mission Shakti.
The first-child benefit is ₹5,000 under the current provisions.
The second-child benefit is ₹6,000 when the second child is a girl, subject to eligibility and scheme conditions.
The first-child benefit is paid in two instalments.
The second-girl-child benefit is paid in one instalment.
Aadhaar is mandatory for availing the scheme benefit.
Payment is made through DBT to the eligible beneficiary's Aadhaar-linked bank or post office account.
Pregnancy registration, antenatal check-ups, childbirth registration and immunization requirements must be completed according to the applicable conditions.
Eligible women can apply through the official PMMVY portal or seek help from an Anganwadi or ASHA worker.

Frequently Asked Questions About PMMVY

What is Pradhan Mantri Matru Vandana Yojana?

PMMVY is a Government of India maternity benefit scheme that provides financial assistance to eligible pregnant women and lactating mothers and encourages appropriate health and nutrition practices.

How much money is given under PMMVY?

Under the current provisions, eligible beneficiaries receive ₹5,000 for the first living child. For the second child, ₹6,000 is provided when the second child is a girl, subject to the prescribed conditions.

How is the ₹5,000 PMMVY benefit paid?

The ₹5,000 benefit for the first living child is paid in two instalments: ₹3,000 after the prescribed pregnancy registration and antenatal care conditions, followed by ₹2,000 after childbirth registration and completion of the required initial immunization conditions.

How much is given for the second girl child?

Eligible beneficiaries can receive ₹6,000 in a single instalment for the second child if the second child is a girl, after fulfilling the prescribed conditions.

Who is eligible for PMMVY?

PMMVY primarily targets women from specified socially and economically disadvantaged categories. These include eligible SC/ST women, women with disabilities, BPL ration card holders, e-Shram card holders, MGNREGA Job Card holders, PM-KISAN beneficiary women, eligible PM-JAY beneficiaries, women with net family income below ₹8 lakh per year, eligible AWWs/AWHs/ASHAs and NFSA ration card holders, among other prescribed categories.

Is Aadhaar mandatory for PMMVY?

Yes. Aadhaar is mandatory for availing PMMVY benefits under the current scheme provisions.

Can I apply for PMMVY online?

Yes. Eligible women can use the official PMMVY portal for self-registration. Anganwadi Workers and ASHA workers can also assist eligible beneficiaries with online registration.

What documents are required for PMMVY?

Common requirements include Aadhaar, Aadhaar-linked bank or post office account details, mobile number, eligibility proof, pregnancy and antenatal check-up details, and child birth and immunization information where applicable.

Can I get PMMVY benefits for my second child?

Yes, under PMMVY 2.0, eligible women can receive a benefit for the second child when the second child is a girl, subject to the prescribed conditions.

What if I had a miscarriage or stillbirth?

According to the official PMMVY FAQ, in the event of miscarriage or stillbirth, the beneficiary may be treated as a fresh beneficiary for a future pregnancy, subject to the applicable scheme conditions.

How long after childbirth can I register for PMMVY?

The current PMMVY FAQ states that a beneficiary can register on the PMMVY portal up to 270 days from childbirth, subject to the applicable rules.

Where does the PMMVY money come?

After approval, the eligible benefit is transferred directly to the beneficiary's Aadhaar-linked bank or post office account through Direct Benefit Transfer (DBT).

Conclusion

Pradhan Mantri Matru Vandana Yojana is an important Government of India maternity benefit programme that provides financial assistance to eligible women during pregnancy and after childbirth.

The scheme aims to reduce the financial impact of wage loss, encourage antenatal care and promote better health and nutrition for mothers and children.

Under the current PMMVY 2.0 provisions, eligible women can receive ₹5,000 for the first living child and ₹6,000 for the second child if the second child is a girl, subject to the prescribed eligibility and health-related conditions.

Women who believe they may be eligible should keep their Aadhaar, bank or post office account and pregnancy-related documents ready and apply through the official PMMVY portal or seek assistance from their nearest Anganwadi or ASHA worker.

Disclaimer

This article is provided for general informational purposes only. PMMVY eligibility criteria, benefit amounts, application timelines, documents, payment procedures and other scheme rules may be updated by the Government from time to time. Applicants should verify the latest information through the official PMMVY portal or the concerned government authority before applying.